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You’ve likely read the expression “credit repair” at the very least a few times in your lifetime. And, should you’re among the 68 million score-equipped Us citizens using a poor or poor credit score (reduced than 601), you’ve most likely puzzled if it may help your standing. But precisely what is credit repair specifically? Let’s crack it down.
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That formal dispute should really give a detailed rationalization with the error and you’ll want to incorporate any supporting documentation you've got together with it. (You could find out more about disputing mistakes on the credit report below.)